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Disclaimer

Last updated: October 30, 2026

Not financial, tax or legal advice

Can I Retire Calc provides a retirement calculator and educational articles. We are not a registered investment advisor, broker-dealer, financial planner, accountant, tax preparer or law firm. Nothing on this site is a recommendation or solicitation to buy, sell or hold any security, account or financial product, and nothing here should be taken as personalized advice. Use of this site does not create any professional or fiduciary relationship.

Projections are hypothetical

All results are hypothetical illustrations based on the numbers and assumptions you enter, including expected returns, inflation, contributions, Social Security or pension amounts and the length of retirement. The calculator assumes steady rates of return, which real markets do not provide. Actual results will differ, and may differ materially. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results.

What the calculator does not account for

The calculator does not include taxes, investment fees, healthcare or long-term care costs, required minimum distributions, spousal or survivor benefits, one-time expenses or changes in law, unless you reflect them in your inputs. Results may therefore be higher or lower than what you experience.

Government benefits and rules

Statements about Social Security, Medicare, retirement accounts and taxes are general and simplified, and rules and limits change. Always confirm current rules with official sources such as the Social Security Administration (ssa.gov), Medicare (medicare.gov) and the IRS (irs.gov). Social Security benefit examples on this site are illustrations, not your personal benefit estimate.

Accuracy and updates

We work to keep content accurate, but errors and omissions can occur and information can become outdated. We do not guarantee that content is complete, current or error-free.

Third parties and advertising

The site may link to third-party websites and may display advertisements. We do not endorse the products, services or content of third parties, and advertisements do not constitute our recommendation.

No reliance

You should not rely on this site as the sole basis for any financial decision. Before making decisions about saving, investing, retiring, claiming benefits or taxes, consult a qualified professional who can consider your full situation. To the fullest extent permitted by law, we disclaim liability for any loss arising from use of or reliance on this site. See also our Terms of Use.

Questions

If you have questions about this Disclaimer, please contact us.