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Terms of Use

Last updated: October 30, 2026

Welcome to Can I Retire Calc. By accessing or using caniretirecalc.com (the "site"), you agree to these Terms of Use. If you do not agree, please do not use the site.

1. Educational purpose only

The calculator, guides and all other content on the site are provided for general educational and illustrative purposes only. Nothing on the site is financial, investment, tax, legal, accounting or other professional advice, and nothing creates an advisory, fiduciary or professional relationship between you and us. See our Disclaimer.

2. No guarantee of accuracy or results

Calculator outputs are estimates based on the information and assumptions you enter and on simplified models. They are not predictions or guarantees. Actual investment returns, inflation, taxes, benefits and expenses will differ. We make reasonable efforts to keep content accurate and current, but we do not warrant that it is complete, accurate, up to date or error-free.

3. Your responsibility

You are solely responsible for your financial decisions and for how you use the site. Before acting on any information, consider your own circumstances and consult a qualified professional.

4. Acceptable use

You agree not to: use the site in any unlawful way; attempt to disrupt, overload or gain unauthorized access to the site or its systems; use automated tools to scrape the site at a rate that burdens it; or misrepresent our content as your own advice or as endorsed by us.

5. Intellectual property

The site, including its text, design, graphics, logo and code, is owned by us or our licensors and is protected by intellectual property laws. You may use the calculator and may print or save your own results for personal, non-commercial use. You may quote short excerpts of our guides with attribution and a link back to the original page. Any other reproduction or distribution requires our written permission.

6. Third-party content, links and advertising

The site may contain links to third-party websites and may display third-party advertisements. We do not control, endorse or take responsibility for third-party content, products or services, and your dealings with third parties are solely between you and them. An advertisement is not a recommendation.

7. Disclaimer of warranties

The site and all content are provided "as is" and "as available", without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the site will be uninterrupted, secure or free of errors or harmful components.

8. Limitation of liability

To the fullest extent permitted by law, we and our owners, contributors and service providers will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, savings, investments, data or goodwill, arising out of or related to your use of, or inability to use, the site or its content, even if we have been advised of the possibility of such damages. To the extent liability cannot be excluded, our total liability for all claims relating to the site is limited to the greater of the amount you paid us to use the site (which is zero) or US$100. Some jurisdictions do not allow certain limitations, so some of these terms may not apply to you.

9. Indemnification

To the extent permitted by law, you agree to indemnify and hold us harmless from claims, damages and expenses (including reasonable legal fees) arising from your misuse of the site or your violation of these Terms.

10. Changes to the site and to these Terms

We may change, suspend or discontinue any part of the site at any time and may update these Terms from time to time. The "Last updated" date shows the latest version. Continued use after changes means you accept the revised Terms.

11. Governing law and disputes

These Terms are governed by the laws applicable to the site's operator, without regard to conflict-of-law rules, except where mandatory consumer protection laws in your country of residence provide otherwise. Before starting any formal claim, you agree to contact us first and try in good faith to resolve the matter informally.

12. Severability

If any part of these Terms is found unenforceable, the remaining parts remain in effect.

13. Contact

Questions about these Terms? Email contact@caniretirecalc.com or visit our Contact page.